uChoose® Overview
uChoose Rewards® from Fiserv helps financial institutions (FIs) boost their card activation and increases use rates by enabling cardholders to earn points across accounts and redeem them for valuable rewards like cash back, gift cards, merchandise, events, activities and travel. Fiserv has developed uChoose Rewards APIs to drive additional value in the user digital journey by allowing cardholders to log in to their rewards account seamlessly from their home banking applications or mobile devices.
Platform Support: DBE=Debit Enhanced EPOC, CGW=Credit Gateway, CSL=Credit Select
Features
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Lifecycle Marketing
Drive incremental growth by engaging consumers with compelling activation and usage campaigns.
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Reward for Going Digital
Reward consumers for enrolling in digital services such as mobile banking, electronic statements and online bill pay.
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Redeem Points Immediately
Remove points immediately and enable consumers to track their points balance with ease and simplicity.
Add Points allows FIs to award uChoose Rewards points to enrolled cardholders for engaging in other banking services outside card spend, and marketing that opportunity within their online banking site or mobile application.
- Add Points: Adds points in real time to an uChoose account.
Redeem Points provides cardholders with the ability to redeem points for the financial institution's services, products or fees.
- Redeem Points: Remove points in real time from an uChoose account.
Single Sign On (SSO) Single sign-on into uChoose Immediate registration, faster access, eliminate fraud, password fatigue.
- SSO URL: Provides the destination URL field link for the single sign on to the Rewards website.
View Points Retrieves available rewards points associated with the cardholder without having to log into the uChoose Rewards website.
- Points: Retrieves rewards points accumulated for their UChoose program.
View Offers Displays merchant-funded earn offers for immediate consumption by cardholders, driving incremental interest and spend.
- View Offer Search: Retrieves loyalty member's targeted offers, based on personal shopping behavior and preferences.
- View Offer Activation: Allows the cardholder to activate specific offers.
- View Offer: Retrieves the terms and conditions for offers that the cardholder does not need to activate and is pre-enrolled.
FAQs
Fiserv APIs are designed for clients that offer the uChoose Rewards program. If your Financial Institution does not offer uChoose Rewards today, this is a great opportunity to increase cardholder engagement and retention. Please reach out to your Client Executive for more information.
uChoose Rewards APIs allow your rewards program to be more visible to your cardholders and drive additional engagement across their digital user experience.
It is a seamless integration from any home banking or mobile application into the uChoose Rewards site without re-authentication of cardholder credentials.
Cardholders will have the ability to view their uChoose Rewards point balance without ever leaving their home banking or mobile application.
You will need to work with your home banking or mobile applications digital provider and your Card Services Client Executive simultaneously for connectivity, development and deployment of any uChoose Rewards APIs.
Yes, we are always working to create new APIs that engage your cardholders by giving them real-time rewards information as well as your Financial Institution real-time capabilities to help you manage and promote your rewards program.